amount wanted: RM 12 000 in 2 years
divided by 2 (hubby and me) : RM 6000 each
so, it makes RM 3000 a year,
which means RM 3000/12 months
equal to RM250 per month.
thats it! we have to save RM250 per month starting from JAN 2011. :)
good luck to us!
p/s: this saving is not for handbag(s). thnx.